RBL World Safari Credit Card Reviews – Is It Worth Getting in 2023?

The RBL World Safari Credit Card is a travel-focused credit card offered by RBL Bank. It is a Visa Signature credit card that provides several travel benefits and rewards to cardholders. In this article, we will do an in-depth RBL World Safari Credit Card review covering its features, benefits, fees, eligibility criteria, application process, pros and cons, customer reviews, and more. Read on to find out if this is the right premium travel credit card for you.

Overview of RBL World Safari Credit Card

The RBL World Safari Credit Card is specially designed for frequent travelers who want to enjoy exclusive travel privileges and maximum savings on their trips. It offers a host of benefits like accelerated reward points on travel spending, domestic and international lounge access, fuel surcharge waiver, comprehensive travel insurance, and more.

Some of the key highlights of the RBL World Safari Credit Card are:

  • Earn 15 reward points for every ₹100 spent on travel, dining, entertainment, and international spending
  • Welcome the benefit of 10,000 reward points
  • Complimentary lounge access– 6 per quarter (3 domestic and 3 international)
  • Fuel surcharge waiver on award flights
  • Insurance coverage– Air Accident Cover of ₹50 lakhs
  • Visa Signature Luxury Hotel Collection– Premium benefits at over 900 hotels globally
  • No foreign transaction fees

Next, let’s take a look at the features and benefits of the RBL World Safari Credit Card in detail.

Features and Benefits

The RBL World Safari Credit Card comes loaded with a plethora of features and benefits designed to enhance your travel experience and savings. Here are some of the most important ones:

Welcome Benefits

As a welcome gift, you get the following benefits:

  • 10,000 reward points– On first card usage within 60 days of card issuance
  • Cleartrip voucher worth ₹10,000– Minimum booking of ₹15,000 required to avail this
  • BookMyShow vouchersworth ₹1,000
  • 1 complimentary domestic airport lounge access calendar quarter for the first year

Reward Points

The RBL World Safari Credit Card offers an accelerated rewards program for your spending:

  • 15 points for every ₹100 spent on travel, entertainment, dining, and international transactions
  • 2 points for every ₹100 spent on any other purchases

There is no cap on the reward points you can earn. You can redeem the accumulated points for airline tickets, hotel bookings, merchandise, and more.

Fuel Surcharge Waiver

You can redeem your reward points for award flights without paying any fuel surcharges or taxes. This helps you save a significant amount on airline ticket bookings made using rewards.

Insurance Coverage

The RBL World Safari Credit Card comes with the following insurance benefits:

  • Air Accident Cover of ₹50 lakhs
  • Loss of Checked Baggage covers up to ₹5 lakhs
  • Loss of passport cover up to ₹25,000
  • Credit Shield Cover– Pays your credit card outstanding in case of accidental death or permanent disability

Lounge Access

You can enjoy the following domestic and international lounge access:

  • 6 complimentary lounge visits per year (3 domestic + 3 international)
  • Unlimited access to domestic lounges at ₹500 per visit after exhausting the free limit
  • Unlimited access to international lounges at $30 per visit after the free limit

The list of eligible lounges includes premium lounges like Plaza Premium, American Express, Priority Pass, etc.

Other Features

  • No foreign transaction fee– For international purchases
  • Visa Signature Luxury Hotel Collection– Offers premium benefits and upgrades at over 900 luxury hotels globally
  • Visa Concierge Services– Get assistance with travel planning, restaurant bookings, event ticketing, gifts and more

Eligibility and Documentation

Here are the RBL World Safari Credit Card eligibility criteria and documents required:


  • Age – Minimum 21 years
  • Income – ₹6 lakhs annual income for salaried individuals and ₹3 lakhs for self-employed

Documents Required:

  • Application form
  • Identity proof (Aadhaar, Driving License, etc.)
  • Address proof
  • Passport-size photographs
  • 3 months’ bank statement/latest ITR
  • Salary slips for salaried applicants


Given below are the fees applicable to the RBL World Safari Credit Card:

  • Joining fee– ₹3,000 + GST
  • Annual Fee– ₹3,000 + GST
  • Renewal fee– ₹3,000 + GST
  • Add-on card fee– ₹3,000 + GST
  • Cash advance fee– 2.5% or ₹500 whichever is higher
  • Late payment charges– Up to 40% of the minimum amount due
  • Overlimit charges– 2.5% of over limit amount (min ₹500)
  • Reward redemption fee– ₹99 + taxes

How to Apply?

You can apply for the RBL World Safari Credit Card through the following methods:

  • Online application– Visit the RBL Bank website and apply online by providing the required details
  • Offline application– Submit the application form at the nearest RBL Bank branch along with the required documents
  • Paperless application– Use Digilocker to submit documents online with the online application

The application processing time is 7-10 working days. Do check your eligibility criteria before applying.

Pros and Cons

Here are some pros and cons of the RBL World Safari Credit Card:


  • Lucrative 15 points rewards on travel, entertainment, dining, and international spending
  • 6 complimentary domestic and international lounge visits annually
  • Air accident cover of ₹50 lakhs
  • Fuel surcharge waiver on award flights
  • No foreign transaction fee
  • Premium Visa Signature benefits


  • Annual fees and renewal fees are slightly higher compared to some other travel cards
  • Limited promotional offers compared to big banks
  • Lower reward rate of 2 points on other spends

Comparison with Other Cards

The RBL World Safari Credit Card competes directly with premium travel credit cards from larger banks like HDFC, ICICI, and SBI. Here is how it compares with some of the popular options:

HDFC Regalia Credit Card – Higher rewards rate (20 points on travel/dining) but lower lounge visits (4 per year). Also has higher fees.

ICICI Signature Credit Card – Similar lounge access and rewards rate but lower welcome and renewal fees.

SBI Elite Credit Card – Significantly lower rewards rate (8 points on dining & travel) and fees compared to RBL World Safari card.

The RBL World Safari Credit Card holds its own against the premium cards from bigger players due to its balanced fees, lounge access, and insurance coverage. The reward points earnings are also very attractive for frequent travelers.

Customer Reviews

Here are some customer reviews and ratings for the RBL World Safari Credit Card from popular websites:

BankBazaar – 3.5/5 based on 9 reviews Positive: Good rewards rate, premium feel, good service Negative: High fees, a limit on lounge access

MouthShut – 3.2/5 based on 19 reviews Positive: Useful travel benefits, good customer service Negative: Hidden charges, high-interest rate

Google Reviews – 3.8/5 based on 112 reviews Positive: Fast application process, good credit limit Negative: Website, not user-friendly, high renewal fees

The card gets positive ratings for its travel benefits and service but some people find the fees to be on the higher side. Overall, customers find it a good premium travel card if you can justify the high annual fees.


The RBL World Safari Credit Card makes for a great travel credit card with its strong rewards program, lounge access, insurance coverage, and other features. It also carries the prestige of being a Visa Signature card with luxury hotel benefits. For frequent travelers who want premium travel privileges and can afford the high fees, this card has a lot to offer.

However, the fees are on the higher side compared to cards from bigger banks. Also, the limited promotional offers and visibility of a smaller bank like RBL could be a deterrent for some. But if you are looking for a feature-rich travel card with excellent service and don’t mind paying extra for it, the RBL World Safari Credit Card warrants consideration.


What is the reward points validity on the RBL World Safari Credit Card?

The reward points earned on the RBL World Safari Credit Card have a validity of 5 years.

What is the credit limit offered on this card?

The credit limit is decided basis the applicant’s eligibility, income documents, and credit profile. It generally ranges from ₹1 lakh to ₹4 lakh for this premium card.

Can add-on cards be applied for?

Yes, you can request additional cards for family members by paying a fee of ₹3,000 + GST per add-on card.

How do I redeem my reward points?

You can redeem reward points against airline tickets, hotel bookings, merchandise, and more. Redemptions can be done online via the bank’s website or mobile app.

Is there a forex markup fee levied?

No, the RBL World Safari Credit Card does not charge any foreign transaction fee or forex markup fee on international purchases.

Leave a Comment