50+ RBI Registered Loan Apps in India 2023 – The Ultimate Guide to Finding Reliable Loans

RBI Registered Loan Apps List 2023

RBI stands for the Reserve Bank of India, which is the country’s main bank. RBI is in charge of regulating the financial sector in India. This includes registering and keeping an eye on loan providers and other types of financial institutions.

The Reserve Bank of India puts out the RBI registered loan application list, which has information about the companies that lend money. The companies that get the loan have to get an NBFC license (non-banking financial companies from rbi). The Indian Act of 1956 says that when a bank charges interest on a loan, it has to follow the rules set by the rbi. If it doesn’t do what the RBI tells it to do, the RBI can also take away that loan company’s license. The list of RBI Governors in India From 1935 to 2023 Pdf Most Recent Version

List of 2023 Rbi-Approved Loan

App NameCredit Limit
KreditbeeLoan up to 2 Lakhs
KreditzyLoan up to 2 Lakhs
PaysenseLoan up to 5 Lakhs
NAVILoan up to 5 Lakhs
Lazypay (Credit Line + Personal Loan)Loan up to 1 Lakh
Freopay (Credit Line)Rs. 10000
Stashfin – (Credit Line + Personal Loan)Loan up to 5 Lakhs
CashbeanLoan up to 1 Lakh
MI CreditAbove 5 Lakhs
Dhani (Credit Line)Loan up to 5 Lakhs
Avail FinanceLoan up to Rs. 50000
NIRALoan up to 2 Lakhs
BranchLoan up to Rs.50,000
SmartcoinLoan up to 2 Lakhs
Rupeek App (Gold Loan)Loan up to 50 Lakhs
Simple Pay Later (Credit Line)Loan up to 1 Lakh
Mobikwik (Credit Line + Consumer Loan)Loan up to 2 Lakhs
Paytm Personal LoanLoan up to 2 Lakhs
Krazybee (Consumer Loan)Loan up to 2 Lakhs
Bharatpe (Business Loan)Loan up to 5 Lakhs
Paytm Postpaid (Credit Line)Loan up to 1 Lakh
True CallerLoan up to 5 Lakhs
Simply CashLoan up to 2 Lakhs
Slice (Credit Line)Loan up to 1 Lakh
True BalanceUp to Rs. 50,000
Zest Money (Consumer Loan)Above 2 Lakhs
Amazon Pay LaterUp to Rs. 60,000
Flipkart Pay LaterUp to Rs. 60,000
Tata CapitalAbove 10 Lakhs
Tata neu Credit card (Qik EMI Card)Rs.10000 to Rs.150000
Tata Neu App (Qik Personal Loan)Rs.10000 to Rs.10,00,000
Ola Money Pay LaterRs.1500 to Rs.20000
Khatabook AppRs.50,000 to Rs.10,00,000
Jupiter credit limitUp to Rs.50,000
OneCard AppRs. 10000 to Rs150,000
imobile Pay LaterRs. 20,000
SBI YONO APPRs. 1500 to Rs. 60000
IDFC Bank Pay laterRs. 1500 to Rs. 60000
Bajaj Finserv AppRs. 50,000 to Rs. 5,00,000
Rufilo Loan AppRs. 5000 to Rs. 25,000
IBL FINANCE AppRs. 5000 to Rs. 25,000
Early SalaryRs. 8,000 to Rs. 500,000
Money ViewRs.10,000 to Rs. 5,00,000
CASHeRs. 1,000 to Rs. 3,00,000
mPokketRs.500 to Rs. 30,000
Stashfin – Credit Line & LoanRs. 1,000 to Rs. 5,00,000
MoneyTapRs.1,000 to Rs. 60,000
FairMoney Loan AppLoan up to 2 Lakhs
KreditOneRs.5000 to Rs. 25,000
FlexSalary Instant Loan AppRs.5000 to Rs.25,000
DigiMoneyRs. 5000 to Rs. 25,000
IndialendsRs. 5,00,000
Mystro Loans & Neo Banking appRs. 50,000
Kissht: Instant Line of CreditRs. 10,000 to Rs. 1,00,000
CreditScore – PaisaBazaar₹ 1000 to ₹ 50,000

 Also Read: Home Sales Canceled at Highest Rate Since Pandemic Started

The Indian Loan Application Ratings Database

Application NameRating
Money Tap4.4/5
Money View4.6/5
India Lends3.8/5
PayMe India4.2/5
Home Credit4.3/5

How to Check Registered RBI Loan Applications 2023

Here is a step-by-step guide on how to check the list of loan applications that have been registered with the RBI online.

  • First, go to http://www.rbi.org.in, which is the official website of the Reserve Bank of India.
  • Now Click on Non-Banking Financial Companies List on the home page.
  • Now, you’ll find the link to the Excel or PDF file here.
  • Now, click on the Excel or PDF file, and you’ll see a list of all the companies that RBI has registered.

How to Download RBI Registered Loan App List PDF 2023

From the link below, you can get a PDF of the list of RBI-registered companies. https://www.rbi.org.in/upload/publications/pdfs/59260.pdf

Documents for Nonbank Financial Companies Licensed by the RBI India

If you want to get a personal loan through your phone, you’ll need RBI Registered NBFC Documents. Here, we’ll tell you everything you need to know about the documents you’ll need to get a loan through an RBI-registered app. So, for your convenience, the full list of RBI Registered Loan App List Pdf is given below.

  • You must have proof of who you are, like a PAN card or a driver’s license.
  • RBI Registered NBFC Documents say that as proof of address, you should have a Ration Card, Aadhaar Card, or Voter ID Card.
  • As proof of income, you should have a salary slip, a bank passbook, or a mobile number that is linked to the bank.

Eligibility for Taking Loan through These Apps

Depending on the app and the type of loan being offered, the requirements to get a loan through one of these apps can be different. Most loan applications have their own rules about who is eligible, which may include the following:

  1. Age: Most loan applications need the borrower to be at least 18, but some may have a higher minimum age.
  2. Income: Many loan apps require that you make a certain amount of money before you can get a loan. The minimum income could be different for each application and loan amount.
  3. Credit Score: Before approving a loan, some loan apps may look at the borrower’s credit score and credit history. A good credit score and history can make it more likely that a loan will be given.
  4. Employed: Some loan applications may require the borrower to have been working for a certain amount of time or to have a steady source of income.
  5. KYC documentation: Most loan applications require the borrower to provide KYC documentation, such as an Aadhaar card, PAN card, passport, or other government-issued ID.

Before you apply for a loan, you should read the eligibility requirements carefully and make sure you meet all of them. Keep in mind that meeting the eligibility requirements doesn’t mean you’ll be approved for a loan. The loan provider may also look at the borrower’s ability to pay back the loan, credit history, and other factors before approving a loan.

Read More: 8 Effortless ways to get loan with low credit scores/CIBIL score In 2023

How to Get a Loan from Loan Apps Registered with RBI?

To get a loan from RBI Approved Loan Apps, you must first choose an app that has been approved by RBI.

  • Now you need to search for that app in the Google Play Store and download it.
  • Now, if you want to get a loan, you have to sign up for the downloaded application.
  • Now, the application will ask you for some important information, which you need to enter carefully.
  • After that, you’ll be asked to upload the KYC document, and then you’ll have to upload the other documents that you were asked to upload.
  • If you can enter some more important information, you should.
  • Send in your loan request.
  • Now, just wait for your application to be accepted.

The 15 Most Popular Loan Applications In India That Will Be Approved By The Reserve Bank In 2023

  1. Pay sense
  2. CASHe
  3. Mpockket
  4. Money View
  5. India Lends
  6. Pay me India
  7. IDFC First
  8. Home Credit
  9. Money Tap
  10. Dhani
  11. Buddy Loan
  12. Navi app
  13. Lazypay
  14. Nira loan app
  15. Kreditbee

 Frequently Asked Questions: RBI’s Approval of an Indian Loan Application

What is RBI Registered Loan App under RBI Registered Loan App List Pdf?

A registered loan app is on the list that the central bank makes available.

To what extent does RBI accept loan applications?

RBO has given its permission to each of the aforementioned applications. SmartCoin, the RuPay App, MobiKwik, Paytm Personal Loan, True Caller, etc. are just a few more examples.

Where can I find legitimate loan applications in India?

In India, you may legally use any lending app that has been authorized by the Reserve Bank of India.

Does RBI have to authorize the NEERA app?

The answer is yes.

Is the Rufulo app registered with the RBI?

This has been given the go light by the Reserve Bank of India.


In conclusion, the Reserve Bank of India (RBI) is the country’s central bank. It is in charge of regulating India’s financial sector, which includes registering and overseeing different kinds of financial institutions, such as loan providers. People trust loan companies that are registered with the RBI more than loan companies that are not registered.

Several personal loan apps have been approved by the RBI. Depending on the app and the type of loan being offered, the eligibility requirements for getting a loan through one of these apps can be things like age, income, credit score, employment, and KYC documentation.

If you want to get a loan through an RBI-registered loan app, you should read the eligibility criteria carefully and make sure you meet all the requirements before you apply for a loan. It is also important to do your research and due diligence to find out if a loan app is registered with the RBI or other regulatory bodies and to find a loan provider that fits your needs and financial goals the best.

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